EscheatFix logo EscheatFix

Kentucky Unclaimed Property Reporting

Generate NAUPA II & NAUPA III files for Kentucky. Secure, fast, and compliant.

Create Kentucky Report

Reporting to Kentucky

Holders of unclaimed property in Kentucky must report to the state's unclaimed property division. EscheatFix helps you generate the required NAUPA II & NAUPA III file formats accepted by Kentucky, ensuring compliance with specific property codes and dormancy periods.

Key Deadlines

  • Report Due (Life Insurance): May 1
  • Report Due (All Others): November 1
  • Payment Due (Life Insurance): May 1
  • Payment Due (All Others): November 1

Official Resources

Kentucky Reporting Specifics

Kentucky generally enforces a 3-year dormancy period for the vast majority of property types, including savings accounts, checking accounts, certificates of deposit, securities, and life insurance proceeds. This 3-year standard also applies to wages, though wages of $50 or less are specifically exempt from reporting.

Holders should note specific deviations for longer-term assets. Contents of safe deposit boxes and funds held by state or federal courts have a dormancy period of 5 years. Travelers checks are reportable after 7 years, which is significantly shorter than the 15-year period found in many other jurisdictions.

Kentucky allows for an aggregate limit of $50. Items valued under this amount may be grouped together and reported as a lump sum without detailed owner information. Additionally, mineral proceeds are explicitly exempt from reporting requirements.

Filing Instructions

  1. Download Template: Get the EscheatFix CSV template designed for Kentucky reporting.
  2. Enter Data: Input property details.
  3. Convert: Upload to EscheatFix to generate the NAUPA file. We validate against common errors.
  4. Submit: Submit the file via the state's secure file upload system.