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Maryland Unclaimed Property Reporting

Generate NAUPA II & NAUPA III files for Maryland. Secure, fast, and compliant.

Create Maryland Report

Reporting to Maryland

Holders of unclaimed property in Maryland must report to the state's unclaimed property division. EscheatFix helps you generate the required NAUPA II & NAUPA III file formats accepted by Maryland, ensuring compliance with specific property codes and dormancy periods.

Key Deadlines

  • Report Due (Life Insurance): April 30* All insurance corporations
  • Report Due (All Others): October 31
  • Payment Due (Life Insurance): Payments are due upon reporting
  • Payment Due (All Others): Payments are due upon reporting

Official Resources

Maryland Reporting Specifics

Maryland generally enforces a 3-year dormancy period for the vast majority of property types, including savings accounts, checking accounts, securities, and wages. This 3-year standard is consistent across most asset classes in the state.

However, holders must be aware of the extremely short dormancy period for property resulting from business dissolution or liquidation, which becomes reportable after just 60 days. Conversely, travelers checks have a 15-year dormancy period.

Maryland specifically exempts gift certificates and vendor-to-vendor payments from reporting. For reportable properties, the state allows a relatively high aggregate limit of $100, permitting holders to group items valued under this amount without detailed owner information.

Filing Instructions

  1. Download Template: Get the EscheatFix CSV template designed for Maryland reporting.
  2. Enter Data: Input property details.
  3. Convert: Upload to EscheatFix to generate the NAUPA file. We validate against common errors.
  4. Submit: Submit the file via the state's secure file upload system.