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Missouri Unclaimed Property Reporting

Generate NAUPA II & NAUPA III files for Missouri. Secure, fast, and compliant.

Create Missouri Report

Reporting to Missouri

Holders of unclaimed property in Missouri must report to the state's unclaimed property division. EscheatFix helps you generate the required NAUPA II & NAUPA III file formats accepted by Missouri, ensuring compliance with specific property codes and dormancy periods.

Key Deadlines

  • Report Due (Life Insurance): May 1, using a December 31 cut off - LIFE INSURANCE ONLY
  • Report Due (All Others): November 1, using a June 30 cut off -all holders except Life Insurance Companies
  • Payment Due (Life Insurance): May 1
  • Payment Due (All Others): November 1

Official Resources

Missouri Reporting Specifics

Missouri generally enforces a 5-year dormancy period for the majority of property types, including savings accounts, checking accounts, certificates of deposit, and securities. This 5-year standard is widely applicable across most asset classes in the state.

However, holders must be attentive to specific exceptions. Wages and funds held by courts or government agencies typically have a 3-year dormancy period, while property resulting from business dissolution becomes reportable after 2 years. Travelers checks have a significantly longer period of 15 years.

A unique provision applies to gift certificates: they are reportable after 5 years, but holders are only required to remit 60% of the face value. For general reporting, Missouri allows an aggregate limit of $50, permitting holders to group items valued under this amount without detailed owner information.

Filing Instructions

  1. Download Template: Get the EscheatFix CSV template designed for Missouri reporting.
  2. Enter Data: Input property details.
  3. Convert: Upload to EscheatFix to generate the NAUPA file. We validate against common errors.
  4. Submit: Submit the file via the state's secure file upload system.