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North Carolina Unclaimed Property Reporting

Generate NAUPA II & NAUPA III files for North Carolina. Secure, fast, and compliant.

Create North Carolina Report

Reporting to North Carolina

Holders of unclaimed property in North Carolina must report to the state's unclaimed property division. EscheatFix helps you generate the required NAUPA II & NAUPA III file formats accepted by North Carolina, ensuring compliance with specific property codes and dormancy periods.

Key Deadlines

  • Report Due (Life Insurance): May 1
  • Report Due (All Others): November 1
  • Payment Due (Life Insurance): May 1
  • Payment Due (All Others): November 1

Official Resources

North Carolina Reporting Specifics

North Carolina employs a varied schedule for dormancy periods. While standard banking accounts like savings and checking follow a 5-year rule, holders must note the exceptionally long 10-year dormancy period for matured Certificates of Deposit. In contrast, securities and dividends are reportable after 3 years.

Accelerated timelines apply to several key property types. Wages, utility deposits, and property from business dissolution become reportable after just 1 year. Safe deposit box contents have a 2-year dormancy period.

North Carolina has unique rules for gift certificates: those with an expiration date are reportable after 3 years at 60% of face value, while those without an expiration date are exempt. The state allows an aggregate limit of under $50, but explicitly prohibits the aggregation of securities, which must always be reported with full owner detail.

Filing Instructions

  1. Download Template: Get the EscheatFix CSV template designed for North Carolina reporting.
  2. Enter Data: Input property details.
  3. Convert: Upload to EscheatFix to generate the NAUPA file. We validate against common errors.
  4. Submit: Submit the file via the state's secure file upload system.