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North Dakota Unclaimed Property Reporting

Generate NAUPA II & NAUPA III files for North Dakota. Secure, fast, and compliant.

Create North Dakota Report

Reporting to North Dakota

Holders of unclaimed property in North Dakota must report to the state's unclaimed property division. EscheatFix helps you generate the required NAUPA II & NAUPA III file formats accepted by North Dakota, ensuring compliance with specific property codes and dormancy periods.

Key Deadlines

  • Report Due (Life Insurance): May 1
  • Report Due (All Others): November 1
  • Payment Due (Life Insurance): May 1
  • Payment Due (All Others): November 1

Official Resources

North Dakota Reporting Specifics

North Dakota employs a tiered dormancy schedule. While traditional banking accounts (savings, checking, CDs) generally follow a 5-year dormancy period, many other property types mature earlier. Securities, safe deposit box contents, and life insurance proceeds become reportable after 3 years.

Holders must be particularly vigilant with wages, utility deposits, and property resulting from business dissolution, which have a short 1-year dormancy period. Additionally, dividends and cashier's checks are reportable after 2 years.

North Dakota specifically exempts gift certificates from reporting. For reportable items, the state sets a low aggregate limit of $25, requiring detailed owner information for most properties to facilitate reunification.

Filing Instructions

  1. Download Template: Get the EscheatFix CSV template designed for North Dakota reporting.
  2. Enter Data: Input property details.
  3. Convert: Upload to EscheatFix to generate the NAUPA file. We validate against common errors.
  4. Submit: Submit the file via the state's secure file upload system.